NORSAD is a development finance institution (DFI) that provides financing to rural Small and Medium sized Enterprises (SMEs) directly and through financial institutions in Angola, Botswana, Lesotho, Malawi, Mauritius, Mozambique, Namibia, Swaziland, Tanzania, Zambia and Zimbabwe. 

NORSAD seeks to improve the living conditions of the rural population in its Southern African Member countries by financing commercially  viable private enterprises. Projects supported by NORSAD, should demonstrate beneficial economic development impact in rural areas, as well as be socially and environmentally sustainable.